Retirement Planning

At some stage we all want to stop working and enjoy a long and happy retirement. Even if you plan to carry on working to some degree later in life, a good retirement plan can help you wind down when you are ready.

Research shows that we are living longer and the provisions we may have been expecting from the State are reducing. It is with this in mind that effective retirement planning has never been more relevant or important.

We help you understand where your income may come from in retirement and believe that with the right planning our clients will be able to reach the standard of living they had hoped for. With our regular reviews and ongoing service we help you keep on track and adapt to any changes whilst accumulating your pension
or drawing upon it.

Pension legislation can be both confusing and complicated and with our specialist knowledge we will help you navigate through the complexities and understand the significant tax advantages available, always making it relevant to your situation.

Christopher Wotton is a Pension Transfer Specialist and is authorised to provide advice on all pension types including Personal Pensions, Retirement Annuity Contracts, Section 32 pensions, company pensions
including Defined Benefit / Final Salary plans and pensions with safeguarded benefits.


The value of pension and investments can fall as well as rise. You may get back less than you invested.

Transferring out of a final salary pension is unlikely to be in the best interests of most people.

The Financial Conduct Authority does not regulate on Estate Planning.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The value of your investments and any income from them may go down as well as up and you may not get back the amount originally invested.

Reviews and Ratings for Financial adviser Christopher Wotton, Dartford